Terms of Service
Last updated June 2026. Please read these terms before using LumoraJoy.
These Terms of Service ("Terms") govern your use of LumoraJoy, a free-to-play social gaming platform operated by XCOMPANY (NZBN XNZBN). By using the site you agree to these Terms.
LumoraJoy is for entertainment only. It uses virtual coins with no monetary value. There is no real-money play, no deposits or withdrawals, and no prizes of any kind.
1. Eligibility
You must be at least 18 years old to use the site. By using LumoraJoy you confirm you meet this requirement. See our Age Verification Policy.
2. Nature of the service
The site offers casino-style games played purely for fun. Virtual coins are provided free of charge, cannot be purchased, transferred, redeemed or exchanged, and have no value in or outside the site. Game outcomes are determined randomly and are for entertainment only.
3. No real money
Nothing on the site involves wagering or staking real money, and nothing can be won that has monetary value. The site is not a gambling service and does not offer real-money gaming.
4. Acceptable use
You agree not to misuse the site, including by attempting to disrupt it, access it through automated means, reverse engineer it, or use it for any unlawful purpose.
5. Third-party games
Games are provided by independent third-party studios and load within the site. We do not control those games and provide them on an "as available" basis.
6. Intellectual property
All branding, text and design on the site are owned by us or our licensors and may not be copied or reused without permission.
7. Availability
We aim to keep the site available but do not guarantee uninterrupted access. We may change, suspend or withdraw any part of the site at any time.
8. Disclaimer and liability
The site is provided "as is" without warranties of any kind. To the extent permitted by New Zealand law, we are not liable for any loss arising from your use of the site. Nothing in these Terms limits rights you may have under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986.
9. Responsible play
We encourage healthy play. If our games stop being fun, please visit our Responsible Play page for support.
10. Governing law
These Terms are governed by the laws of New Zealand, and the New Zealand courts have exclusive jurisdiction.
11. Contact
Questions about these Terms can be sent to [email protected].